Secret 424(k) Accounts Creating Retirement Millionaires?

 

Dear Friend,

I wouldn’t be surprised if you’d never heard of 424(k)s…

That’s because even though they could help save us from America’s retirement crisis, they are never advertised.

They have nothing to do with ordinary stocks, bonds, options, annuities, or anything else like that.

But word of 424(k)s is spreading.

Investors and corporate insiders of all sizes have tapped into them…

The thing is that you too could open up a 424(k) starting with as little as $25.

And it couldn’t be easier! In fact…

424(k)s Could Pay You 12 Times More Than Ordinary Dividends!

The dividends on the common shares of big public companies are yielding about 1% to 3% right now, if they pay a dividend at all.

That’s certainly not enough income to retire on.

But that’s not the case with what we call 424(k)s.

In fact, I’ve found some of America’s biggest companies paying holders of these accounts multiple times more than their regular dividends!

And this is a fixed agreement…

Which means you know exactly how much you make going in…

Your principal is substantially safer than it is in common stocks…

You can withdraw your money at any point…

And your payouts often flow in monthly…

Some pay…

I’ve identified 161 big American companies offering this program…

And you could access these payouts with a very small investment—while substantially cutting your risk…

As Forbes writes, “…when it comes to creating retirement income, [they] are among the most underutilized investments that can help remedy the situation.”

And USA Today says that although 424(k)s “can be a lucrative source of cash…”

“…investors need to know how to dig deeper to find out about these widely-available but less obvious corporate investments.”

That’s why I’ve done the digging for you.

And what I’ve found is that it couldn’t be easier!

In order to start taking advantage of 424(k)s today…you need three things:

Over the next few minutes, I’ll reveal more about what we’ve dubbed 424k(s)…

I’ll share with you some of the companies that are paying investors 108%, 222%, 338%, even 421% more in 424(k) payments than they are paying in regular dividends.

But first, allow me to introduce myself…and how I uncovered these 424(k) Accounts.

My Biggest Income Discovery Yet

My name is John Whitefoot, BA.

I’ve spent my adult life immersed in the financial markets…uncovering obscure, highly lucrative investment ideas you likely won’t hear about on CNBC or in The Wall Street Journal.

It’s this mission that ultimately took me to my position as a senior analyst at Lombardi Publishing Corporation—an independent investment research firm that’s just celebrated its 34th year in business.

Here I have the freedom to show my readers what I believe are the most lucrative income deals…

But in all my years in the markets, I’ve never come across anything quite like what we’ve labeled 424(k) Accounts.

If you’re retired or near retirement and need fixed, reliable income streams to pay for your expenses…

Or even if you plan to continue working and just want to supplement your paycheck with “work-free” income…

Then 424(k)s could be what you’ve been waiting for.

You see, if you’re like most investors and own blue-chip stocks or mutual funds…

…you’re likely, at best, collecting ordinary dividends that yield 1, 2% or 3% on your investment.

But as incredible as it sounds, some of these same blue-chip companies—solid, safe household American names—pay up to 12 times as much as their own dividends…

With potentially lucrative perks unavailable to average shareholders.

“What Exactly Are 424(k) Accounts?”

And why do they pay so much?

424(k)s are unlike anything you’ve ever seen before…

They’re a $272-billion niche of the market.

That’s a whole lot of cash hiding in plain sight.

But there’s nothing really complicated or dark about how they operate or why they exist.

You see, there’s no catch when it comes to 424(k)s.

When companies need to raise money for a new project, expansion, or acquisition…they need financing from investors.

Some companies won’t do this with ordinary shares because the more shares they issue, the lower the worth of all the shares becomes. It’s called dilution.

(That’s why you’ll rarely see Warren Buffett issue new shares of Berkshire Hathaway to buy a company.)

Thus the invention of 424(k)s in the 19th century.

Railroads, electric companies, and oil rigs started using 424(k)s to attract heavyweight investors.

And the Robber Barons loved 424(k)s, because it allowed them to attract other big investors—without diluting control of their beloved companies.

That’s why legendary names like…

Ford…

DuPont…

Mellon…

…and Rockefeller…

…each owned 424(k)s.

As USA Today reports:

“…[they] have been around since the late 1800s and have been a key holding for many old-money families.”

And the Chicago Tribune even calls them “an upper notch in the investor pecking order.”

Now, all of this would be nothing more than just interesting history…or nice to know what the big guys are doing…if it wasn’t for one simple fact:

They aren’t advertised.

Let me show you a few examples of how 424(k)s work…

$1,008 from This Mortgage Company

A major mortgage investment trust offers a 424(k) Account right now.

It costs less than $20 to start—the going rate for some of these plans.

And investing $5,000 will return you a total of $1,008—over eight separate payments.

After the payments, you can ask for your $5,000 back or keep getting more payments. It’s entirely up to you.

Not a bad deal, I’d say. In fact, it’s a 20% return. Who gets that today with regular dividends?

And you don’t have to invest $5,000. You could put in less or more. Again, it’s up to you.

And remember, these 424(k) payments are as close to safe as it gets.

I can’t stress that enough. In the stock market, nothing is guaranteed. Not your dividends. Not your principal.

In this case, you know exactly how much you’re going to make going in.

Here’s another reason why this is so much better than stocks…

You Could Be Protected if the Stock Market Plummets

Let’s look at this example.

The stock of a large American shipping company was trading for around $12.

So you could have purchased 800 shares for $9,600.

Here’s what happened next…

The stock dropped to $6. Your $9,600 holding would have only been worth $4,800.

A crushing 50% loss.

That’s awful.

But during that exact same time period, the company offered 424(k)s.

If your $9,600 was in their 424(k) instead of their common stock, you could have actually been paid $858; that’s a 9% return on your money while the company’s stock declined 50%!

What’s more, you wouldn’t have lost a cent of your principal.

Take a look…

Here’s another one…

Years back, this investment bank was rocked coming out of the Great Recession of 2009, and over the course of 31 months, its stock price dropped by over 45%.

If you invested $100,000 into the company’s common shares, you’d have lost nearly $46,000…

On the other hand, if you’d taken that same $100,000 and put it into the company’s 424(k) Account, you’d have seen not only a solid appreciation of 32%…

But also over $16,105 in payouts!

All told, you could have potentially walked away with your original investment, plus $48,105.

That’s a 48% return!

How to Add Your Name to a 424(k) Account

The great thing about 424(k)s is that you could buy them through most brokerage accounts…

You need as little as $25 and then you could be on your way.

But you can’t just close your eyes and blindly pick any 424(k)!

It’s important to be selective.

Because the company that offers the plan is of utmost importance.

So are their status and “investment grade.”

That’s why I’ve put 161 of these company-offered 424(k) plans through a screening process…

And using my criteria, I’ve narrowed my selection down to just three 424(k)s offered by some of America’s biggest and most profitable companies.

In my special investor research report, 424(k) Accounts: America’s Secret Retirement Income Plans

…you’ll find the names of these three companies and all the important information on their 424(k) plans…

…plus, my comprehensive 424(k) strategy showing you how to build a large, safe 424(k) portfolio.

Access Your Free Report within 48 Business Hours

We value this report at $95, which is a fraction of the income these plans could generate for you each month.

But the great thing I haven’t mentioned yet is that you won’t be charged for my research report, 424(k) Accounts: America’s Secret Retirement Income Plans.

It’s yours with my compliments.

All I ask is that you take a subscription to my financial advisory newsletter, Passive Monthly Income.

Let me say right off the bat that Passive Monthly Income is perfect if you’re a few years away from retirement or already retired for good reason.

Being a senior analyst at Lombardi Publishing Corporation for years now…

…I’ve been privy to the kind of sensitive financial information most people have never heard of.

424(k) Accounts are just one good example.

With Passive Monthly Income, I filter those kinds of income ideas to individuals like you, because:

  1. I know how difficult it is for folks to build a real nest egg with which to live comfortably during their golden years, as most investments are vulnerable to economic downturns…and interest rates have been so low for so long.

  2. I believe that true worry-free retirement can only be achieved with investment vehicles that have a long track record of paying out rising income…often immune to market turmoil.

These two factors are the building blocks on which Passive Monthly Income is founded.

Retire Comfortably without Worry?

Let’s face it: You need income ideas that are the most immune to the volatility of the stock market, American economy, and world economies.

Investors watched over $15 trillion disappear during the Credit Crisis of 2008 and 2009.

About $2 trillion belonged to the retirement savings accounts of Americans. And according to The Washington Post, it all evaporated in just 15 months.

But not all was lost. At least not for a few lucky investors who knew of 424(k) Accounts during the Credit Crisis.

That’s the kind of investment you want to own.

And that’s why we created Passive Monthly Income.

But apart from the blue-chip 424(k) Accounts, there are other secure, high-paying income plays churning out solid dividends like 6%…10%…and 13% that I recommend in Passive Monthly Income.

And here’s the best part…

The average return on my Core Portfolio of picks in Passive Monthly Income is a whopping 50.3%!

Yes, that’s a 50.3% profit from safe income investments!

And that doesn’t even include the dividends my picks pay out during each year!

Now, I want to make this perfectly clear:

While my track record sounds phenomenal…

…there’s no guarantee that every one of my recommendations will make money.

Past performance is no guarantee of future results, and all investments—no matter how safe they sound—have some form of risk.

That said…

Through Passive Monthly Income, you will get income ideas from companies in highly regulated markets that have proven in the past to remain immune to economic downturns.

That’s why I want to send you my research report, 424(k) Accounts: America’s Secret Retirement Income Plans, with my compliments.

In return, all I ask is for you to try Passive Monthly Income.

Here’s Everything You Get

Once your membership is activated, you’ll get:

Now here’s the best part.

Lombardi’s monthly financial advisories range in price up to $1,995 a year.

We’ve sold Passive Monthly Income for years at the annual rate of $295—that’s 12 monthly issues, plus email alerts.

But in light of the retirement crisis hitting America today, I know every dollar counts.

That’s why I want to do better than that for you!

Your rate when you order today is $100 off the regular price: you pay only $195.

Yes! $100 off the regular annual price!

And the $195 is not a promotional or introductory price. It is the permanently discounted annual price you will pay going forward, for as long as you are with us.

And it gets even better…

If I don’t deliver the profits I claim to and more from low-risk income investments, or if you are not satisfied for any reason…

…let us know by phone, email, or regular mail anytime during your one-year 12-issue subscription and we’ll send you a refund on your undelivered issues.

Of course, the special report, 424(k) Accounts: America’s Secret Retirement Income Plans, is always yours to keep with my compliments.

This guarantee is backed by our company, in business for 34 years now and having served over one million customers in 141 countries!

I can’t be fairer than that.

And one last thing…

Very few people ever cancel once they start with Passive Monthly Income.

With the average return on my Core Portfolio of picks in Passive Monthly Income up a whopping 50.3%…

…all from safe income investments (and that doesn’t even include the big dividends my picks pay)…

…why would anyone not continue with Passive Monthly Income?

But now it’s your turn.

Today, you’ve seen people use 424(k) Accounts to add to their income.

While it would be wrong to tell you exactly how much you could collect monthly, because that will solely depend on how much you invest in your plan, one thing is certain.

You have to get your name added to a plan to get started.

Click the link below. It will take you to our secure order page where you can read a summary of everything I’ve just said before you place your order.

Don’t waste another moment on this.

Click the link below now!

Sincerely,
John Whitefoot signature John Whitefoot, BA
Editor
Passive Monthly Income

*Names have been changed to protect the privacy of individuals; their information was gathered from government-mandated disclosure documents.